The NHS has you covered. If you are thinking of studying for a health-related undergraduate or postgraduate degree, take a look at what financial support is available.
Student payments available
Eligible undergraduate and postgraduate nursing, midwifery and many of the allied health profession students can access additional financial support from September 2020. And the good news is, you don't have to pay it back.
NHS Learning Support Fund
This financial support is an extension of the existing NHS Learning Support Fund (NHS LSF) which offers eligible students additional support while studying for their degree. The new package includes:
training grant of £5,000 per year (for new and continuing students)
parental support payment of £2,000 per student per year to help with childcare costs
specialist subject payment of £1,000 per year for students on degrees that struggle to recruit, including mental health and learning disability nursing (for new students only)
a regional incentive payment of £1,000 per year for students studying in certain regions of the country where recruitment is particularly hard (for new students only)
help towards additional travel and accommodation costs to clinical placements over your normal daily travel costs
an exceptional hardship fund of up to £3,000 per student per academic year
Eligibility criteria for the NHS LSF remain the same, with the exception that paramedic students are also now eligible to apply for the fund.
Student loans
In addition to these payments, you can also take out a student loan from the Student Loans Company, even if this is your second degree. Please note that if you are studying paramedicine as a second degree, you are not currently eligible to access loans from the Student Loans Company.
Get your questions answered with our FAQs
What courses are covered by the NHS LSF?
New and current degree-level students in the following areas will benefit from the training grants:
dietetics
dental hygiene or dental therapy (level 5 and 6 courses)
occupational therapy
operating department practitioner (level 5 and level 6 courses)
Applications for the funding will be made through a digital portal run by the NHS Business Services Authority (NHS BSA) who manage the NHS Learning Support Fund. The portal will open on 1 July 2020.
Students eligible for specialist subject and regional incentive payments will not need to apply separately for these payments. When applying for the training grant, if the qualifying course and university are selected, the additional payments will be automatically included.
Can I access it if I've got a degree?
Yes, the payments will be available to eligible graduates looking to do a further undergraduate or postgraduate degree in nursing, midwifery and many of the allied health professions. New postgraduate pre-registration nursing, midwifery and allied health professional students can also access loans from the Student Loans Company*.
*Please note that those students studying paramedicine as a second degree are not currently eligible to access loans from the Student Loans Company.
Can I still get a student loan?
Yes, healthcare students can still get student loans through the Student Loans Company. Find out more from the Government website.
Currently, student loans are generally paid back over a 30 year period and repayment is contingent on earnings. Graduates do not begin to pay back their loans until the April after they graduate, and then only if they are earning over £26,575 per year. If their income drops below this figure for any reason (part-time working, career break) their repayments cease.
The loan repayments are paid at a rate of 9% of any earnings over £26,575.
Under the student loan system, students are able to apply for non-repayable grants to cover additional childcare, adult dependents, parents' learning costs and some costs towards travel to placements. Students with a disability can also apply for additional grant funding to help pay the extra essential costs they may have whilst studying on a higher education course as a direct result of their disability, through the Disabled Students' Allowance.
Some organisations and individual universities offer scholarships and bursaries (for example if you are a local student, from an under-represented group, want to study certain subjects or have particular academic potential).
If you find yourself in particular hardship, your university may be able to provide extra financial support. Talk to your student welfare officer in the first instance.
If you are a carer, have a disability, are a parent or have adult dependents, you may be entitled to additional state financial support.
How about the rest of the UK?
Financial support for students in Wales, Scotland and Northern Ireland may differ from the information listed above. We recommend contacting the relevant bodies in these countries:
There are no plans in place to change the current arrangements for student doctors and dentists who are already on the DfE student support system for the first four years of their degree. Support arrangements are different for each UK country, so please see our pages on financial support for medical and dental students in England, Wales, Scotland and Northern Ireland.
Where can I get further information?
For full details of the new funding arrangements first announced in December 2019, see the press releases on the Government website:
